JRW Associates
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4 Things to Consider When Comparing Medicare Plans | JRW Associates, Inc., a Raleigh Benefit Advisory

Comparing Medicare health and prescription drug plans can be complicated. Keep in mind these 4 things to make your plan choice easier with the Medicare Plan Finder. Total cost for care. It’s important to think about your total out-of-pocket costs, including deductibles, copayments, coinsurance, maximums, and drug costs, that you’ll pay with a Medicare health or drug plan. When … Continued

Ask the Experts: Executive-Only Medical Plans | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

Question: Our company offers group medical and dental plans for all employees. We also have an executive-only medical plan that covers out-of-pocket expenses that the regular group plan does not pay. Does COBRA apply to the executive-only plan? Do we have to include it in our summary plan description (SPD)? Answer: The coverage continuation requirements of the … Continued

Final Rule on Short-Term, Limited-Duration Insurance | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

On August 3, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) published a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule. According to the Departments, the final rule will provide consumers with … Continued

DOL Issues Final Regulations Regarding Association Health Plans | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

On June 19, 2018, the U.S. Department of Labor (DOL) published Frequently Asked Questions About Association Health Plans (AHPs) and issued a final rule that broadens the definition of “employer” and the provisions under which an employer group or association may be treated as an “employer” sponsor of a single multiple-employer employee welfare benefit plan and group health plan … Continued

Disability Income Protection is an Employee Benefits Rising Star | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

According to recent studies disability income is a rising star in the employee benefits market. This is due to a variety of factors. Most poignantly insurance company attempts to court and educate employee benefit advisers about the product, historically low national unemployment and financial impact of the recent tax reforms. In discussions with successful financial … Continued

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Raleigh Office:
5510 Six Forks Road
Suite 260
Raleigh, NC 27609

Phone
919.571.0883

Email
info@jrwassoc.com