Call Us 919 571 0883919.571.0883   Mineral

Empowering the Next Generation: Making Benefits “Easy” for Young Employees | JRW Associates, Inc., a Raleigh Benefit Advisory

Health Insurance today is significantly more complex for young workers than it was just a decade ago.  This complexity is driven in large part by healthcare costs that have outpaced inflation, pushing premiums, copays, and other out-of-pocket expenses to comprise substantial portions of their budgets.  For many younger employees, navigating this landscape is confusing – … Continued

Mastering Open Enrollment: A Step-by-Step Guide | JRW Associates, Inc., a Raleigh Benefit Advisory

Open enrollment doesn’t have to be a stressful administrative task. When planned well in advance, it becomes a valuable opportunity to review and enhance your benefits offerings, demonstrating your commitment to your team’s physical, mental, and financial well-being. A well-executed open enrollment can boost employee morale, improve retention, and ensure your workforce is supported. Use … Continued

Upcoming Changes for Employee Benefits | JRW Associates, Inc., a Raleigh Benefit Advisory

Employers will see several changes to their health and welfare benefits due to comprehensive new tax and spending legislation. This includes notable improvements to Health Savings Accounts (HSAs), Dependent Care Flexible Spending Arrangements (DCFSAs), and employer-provided student loan payments, as well as the introduction of some new fringe benefit choices. These updates introduce significant changes … Continued

Supporting Your Workforce: The Value of Dependent Care Assistance Programs (DCAPs) | JRW Associates, Inc., a Raleigh Benefit Advisory

Want to attract and keep top talent? Your benefits package is crucial! Think beyond just health and retirement. Fringe benefits like Dependent Care Assistance Programs (DCAPs) offer real, meaningful support, especially for employees caring for kids or dependent adults. What is A DCAP? A DCAP – also known as a dependent care flexible spending account … Continued

Breaking Down Your Benefits: Understanding Key Terms | JRW Associates, Inc., a Raleigh Benefit Advisory

Selecting the right health insurance plans for your family is a critical process that requires careful attention from start to finish. Navigating health insurance becomes much simpler when you understand its terminology. Making sense of these terms empowers you to better understand your costs, benefits, and even estimate the price of a doctor’s visit. Premium: … Continued

Form 5500 Filing Requirements: Deadlines, Penalties, and Compliance Options | JRW Associates, Inc., a Raleigh Benefit Advisory

If your company provides an employee benefit plan governed by the Employee Retirement Income Security Act (ERISA), you are likely obligated to file Form 5500. This annual report discloses key details about your organization’s benefit offerings, such as welfare benefit plans (including medical, dental, life, and disability coverage), retirement plans, fully insured plans, and self-funded … Continued

Benefits 101: What Is Cancer Insurance? | JRW Associates, Inc., a Raleigh Benefit Advisory

The word “cancer” carries a weight that extends far beyond its medical implications. Beyond the physical and emotional toll, a cancer diagnosis can bring significant financial strain. While your primary health insurance will cover many treatment costs, there are often substantial out-of-pocket expenses that can quickly add up. This is where cancer insurance comes in. … Continued

Contact Us


Raleigh Office:
9121 Anson Way
Suite 200
Raleigh, NC 27615

Phone
919.571.0883

Email
info@jrwassoc.com