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Compliance Alert: HIPAA Privacy Notice Update Due Feb. 16, 2026 | JRW Associates, Inc., a Raleigh Benefit Advisory

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The U.S. Department of Health and Human Services (HHS) has issued a final rule that requires covered entities—including many health plans—to update their Notice of Privacy Practices (Privacy Notice). This change enhances privacy protections for highly sensitive Substance Use Disorder (SUD) treatment records. Why the Update is Necessary The HIPAA Privacy Rule already mandates that … Continued

Healthy Through The Holidays: Your Winter Wellness Guide | JRW Associates, Inc., a Raleigh Benefit Advisory

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The transition into winter and the busy holiday season often brings two things: cold weather and packed calendars. While the shorter days and festive cheer are welcome, they also present unique challenges to our health, including managing stress, fighting off seasonal illnesses, and maintaining an active routine. Staying healthy this winter isn’t about grand gestures; … Continued

The Power of Gratitude: A Guide to Well-Being | JRW Associates, Inc., a Raleigh Benefit Advisory

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The phrase “attitude of gratitude” is more than a simple rhyme—it’s a powerful reminder to intentionally practice thankfulness in our daily lives. Consistently acknowledging what we appreciate not only enhances our own mental and physical health but also positively affects those around us. What Is Gratitude? Gratitude means being thankful and ready to show appreciation … Continued

The Future of Benefits: Integrating Health for a Thriving Workforce | JRW Associates, Inc., a Raleigh Benefit Advisory

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The future of healthcare is rapidly evolving, with a clear trend toward integrating health interventions directly into employee benefits packages. As employers face rising healthcare costs—projected to increase by over 8% in 2025—they are rethinking how to deliver value to their workforce while managing expenses. This integration is reshaping not just what benefits are offered, but how … Continued

Empowering the Next Generation: Making Benefits “Easy” for Young Employees | JRW Associates, Inc., a Raleigh Benefit Advisory

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Health Insurance today is significantly more complex for young workers than it was just a decade ago.  This complexity is driven in large part by healthcare costs that have outpaced inflation, pushing premiums, copays, and other out-of-pocket expenses to comprise substantial portions of their budgets.  For many younger employees, navigating this landscape is confusing – … Continued

Mastering Open Enrollment: A Step-by-Step Guide | JRW Associates, Inc., a Raleigh Benefit Advisory

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Open enrollment doesn’t have to be a stressful administrative task. When planned well in advance, it becomes a valuable opportunity to review and enhance your benefits offerings, demonstrating your commitment to your team’s physical, mental, and financial well-being. A well-executed open enrollment can boost employee morale, improve retention, and ensure your workforce is supported. Use … Continued

Upcoming Changes for Employee Benefits | JRW Associates, Inc., a Raleigh Benefit Advisory

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Employers will see several changes to their health and welfare benefits due to comprehensive new tax and spending legislation. This includes notable improvements to Health Savings Accounts (HSAs), Dependent Care Flexible Spending Arrangements (DCFSAs), and employer-provided student loan payments, as well as the introduction of some new fringe benefit choices. These updates introduce significant changes … Continued

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