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Tag: Health Benefits

Top ten catastrophic claims conditions | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

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The top ten catastrophic claims conditions represented 53% of all stop-loss claims reimbursements.  Compared to last year’s study, conditions remained generally consistent and ranged from various cancers to congestive heart failure to infection. Cancer continued its dominance as the leading catastrophic claims condition, accounting for 26.6% of all the total stop-loss claims with $618 million … Continued

2017 Health Plan Survey Shows Sharp Rise in Group Healthcare Premiums | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

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I’m happy to report that this year’s UBA Health Plan survey achieved a milestone. For the first time, we surpassed 20,000 health plans entered—20,099 health plans to be exact, which were sponsored by 11,221 employers. What we were able to determine from all this data was that a tumultuous Presidential election likely encouraged many employers … Continued

The Risk of Being Uninsured (and the Hidden Bargain in Addressing It Now) | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

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With all the expenses of everyday living, it’s tempting to think of insurance as just another cost. What’s harder to see is the potential cost of not buying insurance—or what’s known as “self-insuring”—and the hidden bargain of coverage. The Important vs. the Urgent We’ve all experienced it: the tendency to stay focused on putting out … Continued

Small Businesses Healthcare Competitive, But Faces Two Big Challenges | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

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We recently revealed how competitive small business health plans are when compared to national averages—and even how they are doing a better job of containing costs. But the UBA Health Survey Plan also uncovers two challenges these groups face in its new special report: “Small Businesses Keeping Pace with Nationwide Health Trends”.  1.Small businesses are … Continued

Employer Medicare Part D Notices Are Due Before October 15 | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

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Are you an employer that offers or provides group health coverage to your workers? Does your health plan cover outpatient prescription drugs—either as a medical claim or through a card system? If so, be sure to distribute your plan’s Medicare Part D notice before October 15. Purpose Medicare began offering “Part D” plans—optional prescription drug … Continued

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