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From Reactive to Proactive: Empowering Employees Through Preventive Care | JRW Associates, Inc., a Raleigh Benefit Advisory

In the world of employee benefits, we often spend our time talking about what happens when things go wrong—surgeries, emergency room visits, and specialist consultations. Today, the most successful organizations are shifting the conversation toward what happens when things go right. Teaching your employees about preventive care is more than just a wellness initiative; it … Continued

The Power of Health Literacy: How Smarter Choices Can Lead to Bigger Savings | JRW Associates, Inc., a Raleigh Benefit Advisory

Navigating the healthcare system is rarely a straight line. Between deciphering insurance jargon and choosing the right doctor, the decisions you make have a direct impact on your physical health and your bank account. As healthcare costs continue to rise—ranking as a top economic concern for two-thirds of Americans—personal health literacy has become an essential … Continued

Educating Employees on Increasing Healthcare Costs | JRW Associates, Inc., a Raleigh Benefit Advisory

Health care costs in the United States continue to rise, increasing pressure on both employers and employees. Organizations that provide health benefits must balance growing expenses with transparency and trust from their workforce. Clear, compassionate communication is key to helping employees understand and navigate these rising costs. Consider these strategies: Craft messaging that is clear, … Continued

Taking Charge: A Guide to Health Literacy | JRW Associates, Inc., a Raleigh Benefit Advisory

Building your health care literacy is one of the most powerful ways to take control of your well-being. Health literacy refers to your ability to locate, understand, and apply health information when making decisions about your care. Whether it’s interpreting medical terms or navigating complicated insurance options, strong health literacy can ease stress, prevent confusion, … Continued

Compliance Guide: New 2026 Rules for HSA Expansion | JRW Associates, Inc., a Raleigh Benefit Advisory

The One Big Beautiful Bill Act (OBBBA) was signed into law on July 4, 2025, introducing significant updates to Health Savings Accounts (HSAs). Following this, the IRS released Notice 2026-5 to provide specific guidance on how these changes expand HSA eligibility and usage. The OBBBA broadens HSA availability through the following key provisions: 1. Permanent … Continued

2026 Medical Cost Outlook | JRW Associates, Inc., a Raleigh Benefit Advisory

PwC’s latest annual analysis forecasts that group health insurance costs will increase by 8.5% in 2026—the third straight year at this elevated trend. This sustained rise means health care expenses are now similar to those seen 15 years ago, after a brief dip post-pandemic. Researchers gathered data from actuaries at 24 major U.S. health plans, … Continued

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Raleigh Office:
9121 Anson Way
Suite 200
Raleigh, NC 27615

Phone
919.571.0883

Email
info@jrwassoc.com