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Month: September 2025

Mastering Open Enrollment: A Step-by-Step Guide | JRW Associates, Inc., a Raleigh Benefit Advisory

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Open enrollment doesn’t have to be a stressful administrative task. When planned well in advance, it becomes a valuable opportunity to review and enhance your benefits offerings, demonstrating your commitment to your team’s physical, mental, and financial well-being. A well-executed open enrollment can boost employee morale, improve retention, and ensure your workforce is supported. Use … Continued

Reminder: Medicare Part D Notices due by October 15th | JRW Associates, Inc., a Raleigh Benefit Advisory

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Employers who sponsor group health plans that offer prescription drug coverage to Medicare-eligible individuals are reminded that they must provide a Medicare Part D Creditable or Non-Creditable Coverage Notice to those individuals by October 15th. These notices serve to inform Medicare-eligible individuals whether the prescription drug coverage offered is creditable, meaning it is expected to … Continued

2026 Medical Cost Outlook | JRW Associates, Inc., a Raleigh Benefit Advisory

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PwC’s latest annual analysis forecasts that group health insurance costs will increase by 8.5% in 2026—the third straight year at this elevated trend. This sustained rise means health care expenses are now similar to those seen 15 years ago, after a brief dip post-pandemic. Researchers gathered data from actuaries at 24 major U.S. health plans, … Continued

MEDICARE PART D ANNUAL NOTICE REMINDER FOR EMPLOYERS | JRW Associates, Inc., a Raleigh Benefit Advisory

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Each year, all employers that offer prescription drug coverage must provide a Medicare Part D notice to all Medicare-eligible individuals—including retirees, active employees, dependents, or COBRA participants—by October 15, the start of Medicare’s open enrollment period. Most employers choose to send this notice to their entire covered population to simplify compliance. This applies to employers … Continued

State Policy Updates: North Carolina Regulates PBMs, Texas Extends Newborn Coverage, and Illinois Expands Dependent Eligibility | JRW Associates, Inc., a Raleigh Benefit Advisory

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In August, North Carolina’s Governor signed the SCRIPT Act into law, regulating PBM transparency and strengthening consumer and pharmacy protections. Texas extended the time for new parents to enroll their newborns in coverage from 31 to 60 days from the date of birth. Employers prepare to send out Medicare Part D Creditable Coverage letters to … Continued

What Brokers Should Be Doing Now to Get Clients ACA-Ready | JRW Associates, Inc., a Raleigh Benefit Advisory

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How to position yourself as a trusted ACA compliance advisor For brokers and benefits advisors, Q4 planning doesn’t start in October. It starts now. September marks a critical moment in the annual ACA compliance cycle, when employers begin thinking about year-end strategies, benefits renewals, and how to avoid last-minute reporting panic. That makes now the perfect … Continued

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Phone
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