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Final Rule on Short-Term, Limited-Duration Insurance | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

On August 3, 2018, the Internal Revenue Service, the Department of Health and Human Services (HHS), and the Department of Labor (collectively, the Departments) published a final rule that amends the definition of short-term, limited-duration insurance. HHS also released a fact sheet on the final rule.According to the Departments, the final rule will provide consumers with more … Continued

Healthcare Tax Repeal | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

Recently, the President signed a bill repealing the Affordable Care Act’s Individual Mandate (the tax penalty imposed on individuals who are not enrolled in health insurance). While some are praising this action, there are others who are concerned with its aftermath. So how does this affect you and why should you pay attention to this … Continued

6 Reasons Self-Funded Plans Are Gaining Popularity | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

Since the ACA was enacted eight years ago, many employers are re-examining employee benefits in an effort to manage costs, navigate changing regulations, and expand their plan options. Self-funded plans are one way that’s happening.In 2017, the UBA Health Plan survey revealed that self-funded plans have increased by 12.8% in the past year overall, and … Continued

Cobra Liability in Mergers and Acquisitions | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

The Consolidated Omnibus Budget Reconciliation Act (COBRA) requires certain group health plans to make continuation coverage available to certain individuals who would otherwise lose group health plan coverage due to a qualifying event. Employers who go through business reorganizations, such as mergers and acquisitions (M&A), will need to know whether COBRA continuation coverage must be … Continued

Wearable Technology | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

Don’t lie–we ALL love gadgets. From the obscure (but hilariously reviewed on Amazon) Hutzler 571 Banana Slicer to the latest iteration of the Apple empire. Gadgets and technology can make our lives easier, make processes faster, and even help us get healthier. Businesses are now using the popularity of wearable technology to encourage employee wellness … Continued

DOL Issues Final Regulations Regarding Association Health Plans | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

On June 19, 2018, the U.S. Department of Labor (DOL) published Frequently Asked Questions About Association Health Plans (AHPs) and issued a final rule that broadens the definition of “employer” and the provisions under which an employer group or association may be treated as an “employer” sponsor of a single multiple-employer employee welfare benefit plan and group health plan … Continued

Disability Income Protection is an Employee Benefits Rising Star | JRW Associates, Inc., a Raleigh Benefit Advisory Firm

According to recent studies disability income is a rising star in the employee benefits market. This is due to a variety of factors. Most poignantly insurance company attempts to court and educate employee benefit advisers about the product, historically low national unemployment and financial impact of the recent tax reforms.In discussions with successful financial and … Continued

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Phone
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