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Breaking Down Your Benefits: Understanding Key Terms | JRW Associates, Inc., a Raleigh Benefit Advisory

Selecting the right health insurance plans for your family is a critical process that requires careful attention from start to finish. Navigating health insurance becomes much simpler when you understand its terminology. Making sense of these terms empowers you to better understand your costs, benefits, and even estimate the price of a doctor’s visit. Premium: … Continued

Compliance Recap May 2025 | JRW Associates, Inc., a Raleigh Benefit Advisory

CONSOLIDATED APPROPRIATIONS ACT 2024 RXDC REPORTING DEADLINE The Centers for Medicare & Medicaid Services (CMS) has reaffirmed that the instructions for reporting 2024 Prescription Drug Data Collection (RxDC) remain unchanged from 2023. The deadline for employers and plan sponsors to submit 2024 data is Sunday, June 1, 2025. Overview of RxDC Reporting Requirements Each year, employers sponsoring … Continued

Form 5500 Filing Requirements: Deadlines, Penalties, and Compliance Options | JRW Associates, Inc., a Raleigh Benefit Advisory

If your company provides an employee benefit plan governed by the Employee Retirement Income Security Act (ERISA), you are likely obligated to file Form 5500. This annual report discloses key details about your organization’s benefit offerings, such as welfare benefit plans (including medical, dental, life, and disability coverage), retirement plans, fully insured plans, and self-funded … Continued

Benefits 101: What Is Cancer Insurance? | JRW Associates, Inc., a Raleigh Benefit Advisory

The word “cancer” carries a weight that extends far beyond its medical implications. Beyond the physical and emotional toll, a cancer diagnosis can bring significant financial strain. While your primary health insurance will cover many treatment costs, there are often substantial out-of-pocket expenses that can quickly add up. This is where cancer insurance comes in. … Continued

The Clock is Ticking: Don’t Miss the EEO-1 Report Deadline | JRW Associates, Inc., a Raleigh Benefit Advisory

The annual EEO-1 Report, mandated by the Equal Employment Opportunity Commission (EEOC), is a cornerstone of workplace diversity and anti-discrimination efforts in the United States. This data collection provides a demographic snapshot of America’s workforce, helping to monitor for discrimination and promote equal employment opportunity. Missing the deadline can lead to serious consequences, making it … Continued

Compliance Recap April 2025k | JRW Associates, Inc., a Raleigh Benefit Advisory

MARYLAND DELAYS PAID FAMILY AND MEDICAL LEAVE IMPLEMENTATION Originally approved in 2022, the state-regulated family and medical leave insurance (FAMLI) program mandates that all Maryland employers provide qualified employees up to 12 weeks of paid family and medical leave, and potentially another 12 weeks for parental leave—totaling up to 24 weeks of paid leave. Qualified … Continued

From Anxiety to Action: Managing the Impact of Doomscrolling on Your Well-Being | JRW Associates, Inc., a Raleigh Benefit Advisory

In stressful or uncertain times, it’s easy to get caught in an endless cycle of scrolling through negative news and social media. This behavior, known as doomscrolling, is increasingly common—but it can take a serious toll on your mental and physical health.  This article explores the risks of doomscrolling and offers practical tips to help … Continued

Mind Matters: Supporting Employee Mental Health at Work | JRW Associates, Inc., a Raleigh Benefit Advisory

Every year, millions of people experience mental health challenges with limited access to care. According to the World Health Organization, 1 in 8 people globally are affected. Conditions like anxiety and depression significantly reduce productivity, costing the global economy around $1 trillion annually. Despite the rising demand for support, more than two-thirds of those who … Continued

Compliance Recap March 2025 | JRW Associates, Inc., a Raleigh Benefit Advisory

ACA REPORTING Affordable Care Act (ACA) reporting for applicable large employers (those with 50 or more employees) was due for the 2024 plan year in March. Reporting to Employees – due March 3, 2025 Form 1095-C: For Applicable Large Employers (ALEs) to report health coverage offered to full-time employees. Form 1095-B: For employers with self-funded … Continued

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Suite 200
Raleigh, NC 27615

Phone
919.571.0883

Email
info@jrwassoc.com